The tenors, the usage, the merchants, Kredivo's that flexible! Here are the proofs that Kredivo is the most flexible payment solution available:
- Product Financing with Installment Payments: With Kredivo, you can pay later in 1 month and choose from 3, 6, 12, 18, and 24-month installments. This flexibility caters to various financial needs and purchasing plans.
- Interest Rate: Enjoy 0% interest when you pay in 30 days or opt for a 3-month installment. For longer terms of 6, 12, 18, and 24 months, premium account holders can benefit from rates starting at 1.99% per month, with a maximum annual rate of 41.51%.
- Limit: Kredivo offers a generous maximum limit of up to IDR 50,000,000, allowing you to finance larger purchases comfortably.
- Simulation: For example, if you choose a 12-month installment to pay for a transaction worth IDR 2,000,000, Kredivo charges an interest rate of 1.99% per month. This results in a monthly repayment of IDR 206,480 and a total repayment of IDR 2,477,760.
Want to shop online or offline on installment but don't have a credit card? Need quick loans for emergency situations? Want to apply for credit but find the process too cumbersome or have been rejected before? Kredivo is here for you as an online credit line provider that offers installment options without the need for a credit card, as well as personal loans from KrediFazz, all in one convenient platform.
Kredivo is a digital credit application that assesses your creditworthiness in real-time. The registration process is swift, taking just 5 minutes, and approval is granted within minutes. Once approved, you can start shopping on installment using Kredivo at a vast array of online and offline merchants, including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's, and over 4000 other merchants, all with just a few clicks.
Whether you want to buy a new mobile phone, book flight tickets with airlines like Garuda Indonesia, Batik Air, Citilink, and AirAsia, or purchase furniture and fashion items, Kredivo makes it possible to buy now and pay later at your favorite merchants. Plus, you can pay utility bills, purchase pulsa/data packages, gaming/streaming vouchers, and even buy gasoline directly from the Kredivo app. Additionally, Kredivo offers quick cash advances from KrediFazz with flexible 3, 6, and 12-month installment options to meet your every need.
Kredivo #Sefleksibelitu, isn't it? No wonder that Kredivo is hailed as the most flexible payment solution! Here are three more compelling reasons to use Kredivo:
◉ SIMPLER AND FASTER: Applying is easy; just upload your KTP via the Kredivo app—no salary slip required. After a quick approval process, you can purchase your dream items on credit or access instant loans from KrediFazz hassle-free.
◉ SAFE AND SECURE: Your data is safe with Kredivo; all user information is encrypted. Kredivo is also licensed and regulated by OJK, ensuring its credibility and security.
◉ 0% INTEREST & WITHOUT DOWN PAYMENT: Kredivo boasts one of the lowest interest rates in the market and charges no down payment for any of its services.
For more details, you can read the General Product and Service Information Summary (RIPLAY) at www.kredivo.id. If you have feedback, feel free to email us at [email protected] or call 0804-1-573348.
Our business address is Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260. Our customer service office is located at Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430.
What's New in the Latest Version 3.48.0
Last updated on Oct 17, 2024
Minor bug fixes and improvements. Install or update to the newest version to experience the enhancements!








