웰컴디지털뱅크(웰컴저축은행)

Welcome to the NO.1 Digital Banking Savings Bank! We lead the savings bank sector with the highest cumulative app downloads and users, as recognized by App Annie as of December 31, 2023. Dive into our array of services including deposits, cards, loans, financial services, credit management, and life services, all enhanced by our innovative "Well-Bang" features!

Well-Bang Walking Savings: Earn Up to 10% Annual Interest Just by Walking!

With our unique ‘Well-Bang Walking Savings’, you can earn interest rates of up to 10% per annum simply by achieving your daily step goals. We offer tiered interest rates based on the number of steps you take within the subscription period.

• More than 1 million steps: 1.0%p per year
• More than 2 million steps: 2.0%p per year
• More than 3 million steps: 3.0%p per year
• More than 4 million steps: 8.0%p per year

WELCOME! Get Up to 7% Annual Interest on Your First Transaction!

New to our bank? Open an account and enjoy a special interest rate of up to 7% per year on your first transaction for 30 days. It's our way of saying welcome!

Welcome My Data: Manage Your Assets and Liabilities Efficiently

Worried about managing your finances? Welcome My Data helps you keep track of your assets and liabilities, offering insights into potential interest rate reductions, with a total of KRW 8,334.98 million saved as of March 14, 2024. We also assist with credit management through our 'credit weather' feature, helping you monitor your credit health.

Easy and Convenient Account Opening

Open a non-face-to-face account anytime, anywhere, 24/7, without the need for a public certificate. Just use pattern or fingerprint authentication along with a 6-digit authentication number. We have dedicated accounts tailored for payers, office workers, and bosses, complete with special benefits.

Don't Miss Out on the Wellbang Lounge!

Enjoy exclusive prize benefits in the ‘Wellbang Lounge’:

• Well Bank Walking: Loan customers can earn up to 100 won per day and 3,000 won per month, while receiving customers can get up to 40 won per day and 1,240 won per month just by walking.
• Well Bang Lotto: Guess 6 numbers from 0 to 9 and win prizes.
• Well Bang Odd or Even: Predict whether the week will be odd or even and win weekly prize money.

Convenient Financial Services for Everyday Life

Simplify your financial life with our user-friendly features:

• Easily transfer funds by dragging and dropping between account cards.
• Monitor your total assets, detailed status, and savings goals on a single page.
• Check your car's price just by entering the license plate number.
• Set up 'Automatic Payment' for hassle-free utility bill payments.
• Get 'free credit management' to keep an eye on your credit score without impacting it.

Electronic Financial Fraud Prevention Service

We are committed to your security with services like "PC designation service," "2-channel authentication service," and "one-time authentication number" in line with the Financial Supervisory Service’s guidelines.

Product Information

Well-Bang Working Savings

• Subscription Target: Individual customers
• Contract Period: 12 months
• Payment Amount: 10,000 won to 200,000 won per month
• Interest Payment: Lump sum at maturity
• Basic Interest Rate: 1.0% per year + up to 9.0% per year preferential interest
• Preferential Interest Conditions:
  • Steps Achieved: Differential payment up to 8.0% per year
  • Automatic Transfers: 1.0%p per year for at least 6 transfers

WELCOME First Transaction Preferential Term Savings

• Subscription Target: Individual customers
• Contract Period: 12 months
• Payment Amount: 10,000 won to 200,000 won per month
• Subscription Conditions: Within 30 days of first account opening
• Interest Payment: Lump sum at maturity
• Basic Interest Rate: 3.7% per year + up to 3.3% per year preferential interest
• Preferential Interest Conditions:
  • Automatic Transfers: 1.8p per year for at least 8 transfers
  • Account Balance: 1.5p per year if average balance is 500,000 won or more

Common Precautions: Your deposit is protected up to 50 million won per person under the Depositor Protection Act. Always review product descriptions and terms before signing up. Interest rates are subject to change; please check our website or app for the latest information.

Customer Center Operating Hours

• Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Business Operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
• Financial Fraud Reporting: 02-397-8600/8800 (Night Call Center)

Wellbang App Permissions and Usage

• Required Access Rights:
  • Storage Space: For storing certificates and documents.
  • Phone: For identity and device verification.
  • App Activity: To prevent electronic financial transaction incidents.
• Optional Access Rights:
  • Contacts/Address Book: For contact-related functions.
  • Camera: For photo identification and document submission.
  • Photos and Videos: To save and submit photos.
  • Notification: For important updates and promotions.

Credit Disorderly Conduct Investigation Items

• Malicious app detection and diagnostic information.

Welcome Savings Bank Co., Ltd.
CEO: Daewoong Kim
Business Registration Number: 120-87-93876
Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024

1. Improved app usability and stability.

Experience the best in digital banking with us—your NO.1 choice for savings and financial services!

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